About Us

Stonewood Financial – Experts In Indexed Annuities

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Martin Ruby

My name is Marty Ruby and I am CEO of Stonewood Financial. I am also an actuary; a “numbers guy”. I help insurance companies develop their products. Over my career, I have contributed to the design of many, many insurance products and programs.

This work has led to a deep understanding of how and why financial programs are put together. This is the reason I am so excited about indexed annuities. I have done extensive research on the indexed annuity and I believe they offer the best opportunity to earn higher yields than you can get on other programs and services that provide the same protection.

Recent history has shown that risking all your retirement assets in one basket
is a tragic mistake. Putting your money into money-market funds or CDs is safe, but offer very small returns. Placeing your retirement funds into stocks, bonds or mutual funds and you are sailing on uncertain waters.

Put your retirement savings into an indexed annuity and you don’t have to choose between respectable gains and absolute safety. With indexed annuities,
you get both.

Indexed Annuities are a wonderful alternative for investors looking for safety in a low interest rate environment or a volatile market.

Here’s how indexed annuities work: your return is based on the increase of a stock or equity index, such as the S&P 500. If stocks go up, you benefit from the increase. If stocks fall, you do not lose any money and your investment is absolutely safe. Learn more.

This is what makes an indexed annuity so attractive to retired persons and to those planning retirement.

I can help you decide if indexed annuities are right for your retirement income strategy and I can also assist you in determining the right amount to invest in order to reach your retirement goals.

I would like the opportunity to explain indexed annuities to you. Call now and you could earn an immediate Upfront Bonus! To arrange a meeting, please give me a call at 502-588-7155, ext 174 or email us.